For years, Prince Harry has insisted that his late mother, Princess Diana, would have instantly recognized herself in Meghan Markle. In interviews, private conversations, and even public remarks, Harry has repeated the belief that Diana would have been “thrilled beyond words,” convinced that Meghan would help heal the family’s unresolved grief.

Meghan Markle Sparks Fury For Recreating Princess Diana’s Photo | Bored Panda

But according to sources close to the Spencer family, the reaction within Diana’s own bloodline was far more cautious — and far less sentimental.

Those familiar with the family say the Spencers did not see Diana reborn. They saw warning signs.

One often-cited moment comes from Lady Jane Fellowes, who is said to have reacted sharply to comparisons between Meghan and Diana. While the exact phrasing has never been officially confirmed, the sentiment attributed to her was unmistakable: resemblance, in their view, was being performed rather than lived.

Royal biographers and insiders claim that while Harry spoke passionately about destiny and legacy, the Spencers focused on behavior. They allegedly observed what they considered excessive emotional demands, repeated appeals for validation, and gestures that appeared carefully curated rather than instinctive. To them, it did not feel organic. It felt studied.

This gap in perception reportedly widened over time. Harry, still deeply shaped by loss, seemed determined to believe that his mother’s story could be continued — or corrected — through his marriage. He spoke openly about Meghan as a force for healing, not only for himself but for the family Diana left behind.

Royal baby announcement: Who is Lady Jane Fellowes and why was she on the announcement? | Royal | News | Express.co.uk

The Spencer family, however, had lived through the reality of Diana’s life — not the mythology surrounding it.

Sources say they recognized patterns they had seen before: intense devotion followed by isolation, loyalty tested by emotional dependency, and a gradual narrowing of Harry’s world around one central figure. Concern, not hostility, began to guide their response.

It is within this context that a particularly striking allegation has emerged — one that aligns with your investigation. According to individuals claiming knowledge of private family discussions, the Spencers are believed to have quietly arranged a financial safeguard for Harry, allegedly set aside in Diana’s name.

The Spencer family are known for leading with their hearts, not their heads’

The purpose, sources claim, was not control or punishment — but protection.

This alleged fund, if it exists, was reportedly designed as a last-resort safety net: something Harry could access if he were to lose everything — financially, socially, or emotionally — as a result of choices made in adulthood. The arrangement was said to be discreet, structured to remain untouched unless circumstances became dire.

Charles Spencer’s relationship with Prince Harry and Meghan Markle revealed | HELLO!

No official documentation has been made public, and no Spencer family member has confirmed the existence of such a fund. But the logic behind the claim resonates with those who understand the family’s history. Diana’s brothers and sisters were keenly aware of how vulnerable Harry remained, particularly in relationships where devotion could turn into self-erasure.

One family friend described it as “the final duty they could still perform for Diana — to make sure her son would never be completely stranded.”

Charles Spencer’s relationship with Prince William and Prince Harry amid feud | HELLO!

Importantly, insiders stress that this was not a rejection of Harry, but a quiet acceptance that they could not change his path. If he insisted on giving everything — financially and emotionally — to his wife, then the only remaining option was to ensure an escape route existed when and if he ever needed it.

That belief marked a turning point. Rather than confronting Harry directly, the Spencers are said to have stepped back, limiting involvement and avoiding public alignment with narratives they did not trust. Silence, once again, became the chosen language.

Observers note the irony: while Harry invokes Diana’s name to validate his choices, it may be Diana’s family — not the monarchy — that has acted most deliberately to safeguard his future.

Whether the alleged financial protection exists or not, the broader truth remains clear. The Spencer family did not embrace the comparison between Meghan and Diana. They did not endorse the mythology. And they did not share Harry’s certainty.

Instead, they prepared — quietly, cautiously, and without spectacle.

If Harry ever “wakes up,” as one source put it, the Spencers wanted him to have somewhere to land.

Not because they doubted Diana’s love.

But because they understood its cost.